Pets are more than just animals; they are cherished members of our families. As pet parents, it’s our responsibility to ensure their well-being, including being prepared for unexpected accidents or illnesses. Veterinary bills can quickly escalate, and this is where the importance of pet insurance becomes evident.
What Is Pet Insurance?
Pet insurance safeguards our furry companions, providing coverage against unexpected and potentially expensive medical bills. In India, where the cost of maintaining a pet’s overall well-being can be high, having suitable pet insurance is necessary for responsible pet ownership.
Who Should Buy Pet Insurance?
If you are a pet parent, especially one with multiple pets, considering dog health insurance is essential. Pet insurance policies often cover multiple pets under the ownership of a single individual, offering a comprehensive solution for various expenses related to accidents or illnesses.
Why Get A Pet Insurance Policy?
Here are some key features of a pet insurance policy:
- Wide range of coverages at cost-effective premiums.
- Options for individual and group coverage.
- Flexible policy periods: annual, short-term, or long-term.
- RFID tagging option for pet identification.
- Coverage for surgery expenses, hospitalisation costs, and failure of vaccinations.
- Advertising cost coverage in case of theft or straying.
- Third-party liability coverage for pet owners.
- No mandatory sections allow you to choose the cover that suits your needs.
Benefits Of Buying Pet Insurance In India
The benefits of investing in pet insurance in India are numerous and tailored to meet your pet’s unique needs. Some notable benefits include coverage for surgery expenses, hospitalisation, mortality, terminal diseases, long-term care, outpatient care, third-party liability, and protection against theft, loss, or straying. Claims are subject to terms and conditions set forth under the pet insurance policy. *
Is There A Cover For Commercial Use Of Pets?
Pet insurance coverage can be extended for business, occupational, or professional uses with an additional premium. However, certain activities like hazardous sports or hunting may not be covered.
Claim Process Of Pet Insurance
The claim process for pet insurance is designed to be straightforward and hassle-free:
- Intimate the insurer within 24 hours of any adversity involving your pet.
- Register your pet insurance claim via email or a toll-free number.
- Provide the necessary information and fill out the claim form.
- Submit the form and documents through email, the official website, or the mobile application.
- The insurer evaluates the claim’s admissibility.
- If approved, an NEFT form is shared with the customer.
- Once the updated NEFT form is provided, pet insurance claim payments are
Documents Required To Buy Pet Insurance In India
Certain documents are necessary when purchasing pet insurance for dogs, including a filled proposal form, diagnostic test results (if choosing PIN cover), details about the pet, a self-declaration on vaccinations, and, if applicable, a purchase proof for the sum insured above the maximum price.
With dog insurance, you can provide your furry companions with the care they deserve – from injuries and illness to preventive care. It’s time to include your furry friend in the circle of ‘Pur-tection’! Get pet insurance today and show your pet the ultimate care they deserve.
*Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.